Decoding Galvin - Tech & Indulgence

Detariffication in Malaysian Motor Insurance

When liberalisation of car insurance tariffs in Malaysia can help you save more and get better coverage.


The Motor Insurance sector in Malaysia will be shaken up quite a bit in the next few months as Bank Negara Malaysia (BNM) recently confirmed that in its Financial Stability and Payment Systems Report 2015 (released back in March 2016) that motor and fire insurance premiums will soon be based on a list of risk factors and not regulated by current pricing policy

The transition will happen gradually and the first phase just kicked off this month, 1 July 2016. So the insurance industry is allowed offer new products with optional add-on covers and the prices will not be regulated. It will also be determined by the market and will allow insurance providers to ‘open price’ to these products as they see fit.

BNM Diagram 1

In simple words, your premium rates for car insurance will be based on what car you’re driving and your driving experience. If you just got your driving license and you’re driving a BMW, you could have to pay higher premium than the slow-driving Uncle who drives the same model vehicle. So premium prices may vary across different insurance providers.

BNM Diagram 2

This is indeed good news to consumers and car owners. It’s also a good opportunity for insurance providers to push out new products that may benefit certain car owners. In short, it’s a win-win situation for all.

Now the only problem we could be facing as a car owner is the vast option that we will get from all these insurance providers. So how can we get the best and know how to getcover on all these choices?  We’ll find out soon enough I guess.

850 by webe Contest – More Prizes To Be Won

May 18, 2016 by Galvin Tan in Featured, Technology with 0 Comments

Sick and tired of seeing too many #Webe850 QR code in your Facebook Timeline? Think you’ve seen enough of Webe? Well, think again.

There's more

Because Webe is not stopping with the A-maze-ing Maze and the QR code frenzy. To extend the customer engagement campaign, Webe will be extending their activation campaign on Webe850 app starting from today.

In fact, there will be a few more activation from Webe until the month of June. So don’t slack if you want to win those attractive prizes from Webe.



Here are the next and upcoming activation campaign from Webe:

Challenge 1 : The Amazing Maze

Activation Period 1: 11/05/16 – 16/05/16

At the venue, the Contestant is required to (i) answer 1 quiz and (ii) use the webe 850 app to scan for the correct QR code to stand a chance to enter the maze.

If Contestant fails (i) and (ii), Contestant is not allowed to enter into the maze.

If the Contestant succeed in (i) and (ii), the Contestant will then be allowed to enter the maze. There will be many random QR codes being displayed in the maze. Contestant is required to scan as many QR Codes as possible to stand a chance to collect as many scores as possible and stand a chance to win the Challenge 1 Prizes.

Challenge 1: inside the maze: limited to 500 Contestants per day.

Challenge 2: Lifestyle Treats

Activation Period 2: 18/05/16 – 27/05/16

During Activation Period 2, hints will be given on the merchant store in the webe 850 app. Contestant is required to hunt for the correct merchant to scan the QR code at the said merchant store.

Challenge 2 Prizes is limited to 400 daily winners only at each merchant store on a first come first serve basis.

Challenge 3: Looping QR Hunt

Activation Period 3: 25/05/16 – 31/05/16

During Activation Period 3, we will inform you of the venue and relevant information in the webe 850 app.

Contestant is required to go to the venue to look for the randomised running QR code on digital screens and also on webe’s digital kiosk which may be available at the venue. Contestant must use the webe 850 app to scan the QR codes to stand a chance to win scores and Challenge 3 Prizes.

Challenge 4: TGV Activation

Activation Period 4: 18/06/16 (1 day only)

During Activation Period 4, Contestant is required to go to the 5 selected TGV cinemas. You will find the information in webe 850 mobile app.

Contestant is required to go to the correct TGV Cinema to scan the static QR code to stand a chance to win Challenge 3 Prize, which is, a ticket to watch a movie we selected on that day itself.

Challenge 4 Prize is limited to 10,445 Contestants only on a first come to first serve basis.

Lucky Draw

There will be three lucky draws during the Contest Period. During the Contest Period, Contestant should try to play “Today’s Quiz” appearing in the webe 850 app every day to stand a chance to enter the lucky draws to win Lucky Draw Prizes. 1 quiz per day only.

Scores collected during the Contest Period and will be accumulated. The highest scores will win Grand Prizes

Just In Case

If you’re new to  this #webe850 frenzy and wanted to know more, head on over to their website here and download the 850 by Webe app.

Once you’ve installed your #webe850 app, don’t forget to scan more QR code :)


Webe QR Maze and Webe850 App

May 12, 2016 by Galvin Tan in Featured, Technology with 17 Comments

So if you’ve been wondering what’s with all the #Webe850 QR Code flooding your social media timeline lately, well that’s because the latest telco in town, Webe (previously P1) is having a massive digital treasure hunt.

webe850 #webe850 webe 850 by webe QR code

Using the Webe850 iOs and Android App, user can play answer trivias, play games and scan webe QR codes to collect points. Top 100 users will win prizes with the latest Samsung Galaxy Edge 7 for the taking. However, the Grand Prize to Belize for 4 person is so much more interesting.

Webe also kicked start their first customer engagement campaign with a ‘digitally empowered’ maze in Sunway Pyramid.

webe_02 webe_03 webe_04

The maze is currently based at the Blue Concourse and it is open to the public from 11 May to 16 May 2016. It’s designed to engage the general public using their Webe 850 app that allows customers to pick up bonuses for every QR code they find and scan within the maze.

Webe promised a total RM6 million worth of prizes up for grabs on the Webe850 campaign. To find out more, head over to their microsite and facebook page.

Oh yah, here’s my code. Let’s scan and collect 500 points.

webe850 #webe850 webe 850 by webe QR code

Images source: Sunway Pyramid FB

P1 Is Now Webe, Webe Community and More

April 13, 2016 by Galvin Tan in Featured, Technology with 0 Comments

Webe CEO CC Puan

In a closed and colourful event launch today, P1 revealed its new branding, Webe. Webe is unlike other telcos. According to CEO CC Puan, Webe is not about more data or faster speed. It’s about the people and the community. (Whatever that means?)

Well, to be honest, it quite simple actually. Webe is a new telco that will build its brand by empowering people and the community. While other telcos are concentrating more on their products and services, like having bigger coverage and offering higher and faster data, Webe is concentrating on its customers and the community.

That’s where Webe Community comes along. You can find out more about Webe Community here.

Webe Community at Heart

Webe Community is currently backing 7 Projects.

Speculation about Webe came about the sociam media realm a week ago revealing P1 as the new telco offering interesting plans. However, what has been revealed earlier was later on clarified by the Webe team as an unconfirmed source and the plans are non-existence, or at least not for customers.

CC Puan also made it very clear that they’re not launching their telco service yet but very soon.

To be honest, I was dissappointed at first but now I’m rather excited to see what and how Webe will changing the telco industry.

I can’t wait to hear more from them soon.

First ever Asia Cup of Table Soccer to be held in Sunway Pyramid, Malaysia

July 29, 2015 by Galvin Tan in Sports with 0 Comments

Malaysia sets the stage for the inaugural 2015 Asia Cup – ITSF International Series Table Soccer Championship.

2015 Asia Cup Poster

Sunway Pyramid, Malaysia’s Top Shopping Mall will play host to the first ever Asia Cup of Table Soccer in this region. International Table Soccer Federation (ITSF), the international governing body of table soccer picked Malaysia as the ideal destination to host this inaugural event due to its long history and involvement in table soccer in the Asia region.

MY Table Soccer, the governing body of table soccer in Malaysia is a member of ITSF and has been working closely with the latter to host and organize numerous International tournaments for the past 4 years here in Malaysia. The last tournament, dubbed as the 2013 Fireball World Championship Series (WCS) was held in Fahrenheit 88, another top shopping mall in the heart of Kuala Lumpur and it attracted hundreds of players from 15 nations around the world.

The 2015 Asia Cup – ITSF International Series Table Soccer Championship will see the first Asian country to be crowned as the Champions of Asia in table soccer. This event will be held over at LG2, Blue Concourse of Sunway Pyramid Shopping Mall from 31 July to 2 August.

For more information, kindly contact:
Cyrus Foo –
M: +6012.482.7668

Bon Jovi Live in Kuala Lumpur, Malaysia – Date, Venue, Ticket Info and Pricing

June 11, 2015 by Galvin Tan in Entertainment, Events with 0 Comments

Bon Jovi Live in Malaysia

We’ve toured around the world since 1995 and are excited to reunite with our Malaysian fans again! See you on September 19th! -Jon Bon Jovi

I can’t tell you how excited I am. After 20 years, Bon Jovi is finally back in Malaysia once again and I’m surely not gonna miss his gig. I went to his concert back in 1995 as a teenager and now as a father of two I’m surely not gonna miss the band rocking Stadium Merdeka in Kuala Lumpur on 19 September 2015.

If you’re a big fan of Bon Jovi, then go get em’ tickets quick! Tickets are now available for sale online at and selected outlets around Klang Valley.

Ticket Charge Ticket Outlets

Tickets are going for RM888 to RM168 with seated areas and free standing zones. But this is a rock concert so don’t be expecting to sit around and not moving your butt! Even if you wish to sit down, do be warned that you’ll probably be forced to stand up since everyone else will be and they will be blocking you view then.

I’ve already got mine, now go get yours quick!

Bon Jovi Live In Malaysia 2015

Date : Saturday, 19 September 2015
Time : 8:30pm

Venue : Stadium Merdeka

Ticket Info:
VIP – Numbered Seat – RM888
PS1 – Free Standing – RM628
PS2 – Free Seating – RM488
PS3 – Free Standing – RM388
PS4 – Free Seating – RM288
PS5 – Free Seating – RM168

Organizer / Promoter : IMC Live Group (M) Sdn Bhd (1123501-A)
Address : C-5-41, Block Camilia, 10 Boulevard, Lebuhraya Sprint, PJU 6A,47400 Petaling Jaya, Selangor Darul Ehsan
Contact : +603 7731 2929
Web :
Facebook :


How-to: Sync your WhatsApp on your PC Chrome browser

January 23, 2015 by Galvin Tan in Social Media, Technology with 0 Comments

Photo Jan 22, 12 10 49 PM

Good news WhatsApp-o-holic! If you’re constantly on WhatsApp, you can now use/sync your WhatsApp on your PC using Google Chrome browser. Yep, I did specifically stated ‘Google Chrome’ browser only – won’t work with any other browser.  But before you jump in joy and start telling the whole world, you need to know the rest of the story. The WhatsApp Web is currently available for Android smartphone users only.

So if you’re in the office and you don’t want to be seen staring on your mobile screen all the time, then it’s a good time you get connected with WhatsApp Web. Here’s a simple how-to guide for you:

STEP 1: Launch Google Chrome on your PC.


Make sure you have the latest version of Google Chrome installed. If you don’t, do upgrade it with just a simple click of a button.

STEP 2: Goto WhatsApp for Web

Photo Jan 22, 12 10 25 PM

Key in the URL on your Google Chrome and the WhatsApp Web page will load.  Once loaded, you will see a unique QR Code on screen. You will need to scan that OR Code but not with your usual QR Code scanner. The latest version of WhatsApp will have the feature built-in and will launch its own scanner.

STEP 3: Launch WhatsApp on your Android smartphone

Photo Jan 22, 12 10 49 PM

WhatsApp Web is only available on Android’s version of WhatsApp. On the ‘Chat List’ screen, click on the option button for more features. You will see ‘WhatsApp Web’, click that and it will launch its built-in QR Code scanner.

STEP 4: Scan the QR Code on your Google Chrome

Photo Jan 22, 12 11 31 PM

The QR Code on Google Chrome will refresh periodically so you will get the latest QR Code. Scan the QR Code with your smartphone and it will immediately sync and duplicate your message screen on Google Chrome. Click on any of your chat list and go crazy chatting using your PC keyboard.

For some reason, I’ve got a strong feeling that workplace productivity will drop by another 20-30% with this new WhatsApp Web feature. So do careful with office time and don’t abuse it. Have fun!

Slash World On Fire Featuring Myles Kennedy and The Conspirators Live in Malaysia 2015

January 21, 2015 by Galvin Tan in Entertainment with 0 Comments

Slash World On Fire Featuring Myles Kennedy and The Conspirators Live in Malaysia 2015

The Legendary guitarist Slash will be rocking Malaysia once again on February 14th, 2015 at Sunway Lagoon Surf Beach! Slash had a gig here in Malaysia with Myles Kennedy not long ago at the exact same venue, and I’m pretty sure this gig will be as good as the one before.

The 49 year-old former Guns N’ Roses lead guitarist will be touring with his band Myles Kennedy and the Conspirators in support of his new album WORLD ON FIRE. Slash featuring Myles Kennedy and The Conspirators will be performing in Kuala Lumpur at Sunway Lagoon Surf Beach on 14th February 2015 and it is expected to be mad wild. We had a great timerocking to Slash and Myles the last time they were here. Let’s hope this time round the local organisers can do a better job with the zoning and crowd control.

Concert and Ticket Info available below.

Slash LIVE in Kuala Lumpur bacn in August 2010.Slash LIVE in Kuala Lumpur back in August 2010.

Here are the event details:

Slash World On Fire Featuring Myles Kennedy and The Conspirators Live in Malaysia 2015
Date : Saturday, 14 February 2015
Time : 8:30pm
Venue : Surf Beach Sunway Lagoon

Ticket prices for Slash World On Fire Featuring Myles Kennedy and The Conspirators Live in Malaysia 2015 are at RM348, RM268 and RM168. Get your tickets now from TicketCharge.

User review: Five reasons to get the BenQ F5 smartphone

January 18, 2015 by Galvin Tan in Reviews, Technology with 0 Comments

BenQ F5 4G LTE Smartphone

BenQ announced their interest in the smartphone industry by introducing their 4G LTE smartphones in late 2014. While BenQ is an unfamiliar name in the smartphone industry, I’m quite sure they could well be an underdog here.

BenQ Corporation is a Taiwanese multi-national company that sells and markets consumer electronics, computing and communications devices and they were huge after Y2K.

Still doesn’t ring a bell? Well, you’d probably know them better for their LCD monitors or CD/DVD-ROMs back then in your PC. BenQ sells and markets technology products, including consumer electronics, computing and communication products. Its principal products include TFT LCD monitors, digital projectors, digital cameras, and mobile computing devices.

I have the chance to play around with the BenQ F5 4G LTE smartphone for the past months and I can only share my admiration for it. Now I’m not going to give you all the technical jargons but instead, I’m going to share with you FIVE GOOD REASONS why you should get the BenQ F5 smartphone if you have the choice.

1) Blazing fast 4G LTE

BenQ F5 Smartphone - Blazing fast 4G LTE

BenQ jumped straight into a 4G LTE device rather than to come up with another low-end 3G variant. This clearly shows their commitment in providing the best and up-to-date mobile device to the consumers, just like they did before with the rest of their consumer products before. I’ve had superb 4G LTE experience on DiGi and Maxis network so far and the F5 just makes the experience much more enjoyable.

2) Power in your hands

BenQ F5 Smartphone - Power in your hands

A Qualcomm Snapdragon processor is the crème de la crème of mobile processor and the F5 is equipped with a 1.2GHz quad-core Qualcomm Snapdragon processor. While it may not be the best on its range, it’s definitely capable of executing most tasks much needed for a mobile device. With the 16GB internal storage, you’re able to load in as many apps and media files as you wish. And if you do run out of storage space, you can easily expand up to 64GB with a microSD card. How big is that? Well, you can basically load in the entire season 1-5 of Games of Thrones into your phone. If that is not enough, cloud storage is easily available too.

3) Fun size matters

BenQ F5 Smartphone - Fun Size Matters

I truly believe all 5-inch display smartphones are of fun size. They are the right size for viewing pleasure and to get around the device. The BenQ F5 has a 5-inch QHD screen and the display is absolutely brilliant. Okay, put it in laymen term, the F5 has a high-definition display and QHD falls in the mid table of the High-Definition chart. So that’s a pretty awesome display. It allows me to watch my favourite series without needing to squint my eyes all the time. The display performs well under the sun too.

While having a big screen is a great thing, having a big bulky body is not. Thankfully, the BenQ F5 is finesse built. It may not have all the glitter and glossiness of those premium smartphones, the BenQ F5 is built delicately with rounded edges that fill great in your palm. It’s anti-slip plastic back cover and plastic body is not that shabby too. With a thickness of only 8.5mm and weighing less than 140g, the F5 is indeed in the lightweight division of smartphones.

4) Take a break with KitKat

BenQ F5 Smartphone - KitKat

The F5 is loaded with Android KitKat 4.4.2 and it’s pretty awesome. No it’s not some chocolate bar you take a bite off but it is the latest version of Android you’ll ever get on a smartphone that cost less than RM700.

Android KitKat is designed to run on devices with as little as 512MB of RAM. With an improvement in memory management, multi-tasking is much smoother on Android KitKat. And it’s your heavily dependent of Google search on an Android device; Google Now also had a tremendous improvement.

5) Lightweight champion

BenQ F5 Smartphone - Lightweight champion

The BenQ F5 may have been huge on the display real estate, but its physical form isn’t all that big at all. The BenQ F5 is also an absolute gem to carry around in my pocket. Being generously thin, it snugged nicely in the front pocket of my pants and doesn’t give me the bulge unlike those huge phablets which are relatively bulky and heavy.

The F5 isn’t just light physically; it’s also lightweight in the power consumption division. Packing a non-removable Li-Ion 2520 mAh battery, the battery can last me a good 10-12 hours before I frantically search for a charger. Please note that I’m quite a heavy user on this light device – pun intended.


It has come to my attention that many mid-range smartphones are making their way into the market and we can only expect to see more to come. BenQ is relatively new in the smartphone industry but they are no strangers when it comes to consumer products. The BenQ F5 is only just the beginning; expect to see more from them in 2015.

And with a price tag or RM699 for the F5, you know they are in to give the rest of the smartphone makers a run for their money.

Replacing my lost driving licence and what to bring.

January 5, 2015 by Galvin Tan in Daily Rants with 0 Comments


Many would ask, “How long does it take to replace a lost driving license?”

I would say, “Roughly an hour.”

So early December last year I lost my driving licence, well ok, I did not exactly loose it but I kinda misplaced it and forgot where I kept it. I may have lost misplaced it during the security check to a building where I’m to give them my driving license as reference.

Well long story short, I realised I didn’t have my license after a week. So I went and made a police report after that.

Thinking that some good Samaritan may have found it and eventually return it to me, I waited for more than a month before I went to redo my driving license.


Now going to the busiest JPJ office is not exactly my first choice, but since I’m around that area, I decided to go ahead and replace to lost driving licence knowing that it’ll take a while but I have got the time.

I had my driving license replaced to the new type a few months back and I know very well that they will retrieve my photo from my MyKad so I went there empty handed.

But in case you need to replace yours, here are the things required to bring over to the JPJ office:
1) A copy of your photo or MyKad if it can be read.
2) Photocopy of your MyKad.

Go to the JPJ office in the morning, avoid afternoon crowd. Most runners will come after lunch time. I arrived at JPJ Petaling Jaya at around 11.35am, took my queue number and waited in line. There were 48 people in front of me but it’s ok. The first 30 minutes was a slow wait, only 20 customers gone. But after that, the line went rather fast.

After waiting for an hour, it’s finally my turn. Gave the officer my queue number and MyKad, paid RM20 for replacement of card, collect my receipt and then went over to the scanning room to retrieve my photo from my MyKad. After another 5 minutes, the officer called out my name and I finally get to collect my new driving license.


To be quite honest, it was quite a pleasant trip there. Yes, the place is forever busy but you’ve got to admit that their service have improved tremendously since those days. Still have plenty of room for improvement but I’m happy with their service this time round.


Just gotten some feedback from friends, apparently you can also renew and change to the this new driving license at Pos Laju offices. They no longer replace it with the temporary laminated license but an actually hard printed card instead. So I would assume that they can actually replace your driving license too.

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